"Start an Independent Insurance Agency and Get Direct Appointments with Big Name, National Carriers..."
(Without Any Upfront or Monthly Fees!)

“IPA offered me a great contract and it REALLY allowed me to be independent, they have outstanding agent support and all the companies I needed to grow my business”

Jose - Former Farmers Agent
Who Does This Work For...?
IPA Specializes in Supporting Former Captive Agents And Independent Producers Who Meet The Following Criteria:

Now Accepting 31 States:

AR, AZ, CT, GA, IA, ID, IL, IN, KS, KY, MD, MN, MO, MT, NC, ND, NE, NJ, NV, Upstate NY, OH, OR, PA, SC, SD, TN, UT, VA, WA, WI, WY
3 Years' Experience Selling P&C
Must Sell P&C Full-Time
Office In A Business Location
Get Direct Carrier Access
IPA Gives You The Freedom You Need To Issue Business Quickly.
  • Binding Authority!
  • Direct Access To Carrier Website + Rating Platform!
  • Deal Directly With Underwriting!
Direct Carrier Appointments
IPA works with you to select the Big Name, National Carriers that are going to be the foundation of your agency - and that's based on your business plan.
  • Your Name + Contact Info On The Dec Pages!
  • Lower Premium Requirements!
  • Ability To Earn Travel Awards!
  • ​Earn Profit Sharing Bonuses!
Hundreds Of Additional Markets
Access Hundreds of Additional Markets through our brokerages and other partners so you can look like a 30-Year Agency From Day 1.
  • Specialty Products!
  • Hard to Place Risks!
  • All Kinds of Commercial Markets!
How Do Commissions Work...?
Your split Increases to 90/10 when you hit a million in premium.  And Yes, that's on the whole million in premium - not just above that level.  So, in just a short period of time you will be earning 90% of all your commissions!
  • Most Carriers Pay 15% New Business!
  • 80/20 Split to Start on New & Renewal!
  • Increases to 90/10 at a Million in Premium!
Guaranteed Bonuses Starting At $2,500 Annually
IPA is the Only Agency Network Offering Guaranteed Annual Bonuses.  AND the way we structured it, it's very realistic for most agents to get to a point where they're earning GUARANTEED $10,000 - $20,000 bonuses every single year!
  • Eligible at 500K Premium!
  • No Loss Ratio Requirement!
  • Bonuses Increase As You Grow!
  • ​In Addition To Profit Sharing Bonuses!
No Fees Of Any Kind!
While other groups charge you Tens of Thousands of Dollars Upfront (just to join)...or charge you Huge Monthly Fees - it's Absolutely FREE to join IPA!  We specialize in Startup Agencies and understand that you're trying to keep your expenses as low as possible when you're getting started, right?
  • No Upfront Fee!
  • No Monthly Fee!
  • We Only Make Money If You Do!
"YES, You Own Your Book!"
IPA Gives You The Most Competitive Offering In The Marketplace Right Now With An Agent Friendly Agreement.
  • 100% Ownership of Your Book of Business!
  • Month-to-Month Agreement!
  • ​Non-Exclusive (You have the ability to get outside carriers)!
  • ​Option to Exit With Your Book!
  • ​Simple Perpetuation Options!
FREE Comparative Raters
For a Limited Time Only...IPA is offering comparative raters for Personal Lines, Commercial Lines and E&S for FREE!
  • FREE Personal Lines Rater for 1 Year! ($1,997 Value)
  • FREE Commercial Lines Rater! ($1,997 Annual Value) 
  • FREE E&S Rater! ($1,997 Annual Value)
Over $5,000 Value in Your 1st Year Alone!
Are You Ready For More Independence + Financial Freedom?
If your dream is to run your own independent insurance agency and finally have the independence and financial freedom you deserve - we're ready to invest in you so that you can hit the ground running.  

Is that a deal?
Next Step...
5-Minute Consultation Call
No Obligation.  Let's simply find out if you're a good fit for us and if we're a good fit for you based on your plans for your agency.
  • No Upfront Sign-On Fee!
  • No Monthly Fees!
  • Direct Carrier Appointments!
  • ​Up to 90% Commission Split!
  • ​Guaranteed Bonuses!
  • ​Immediate 100% Ownership!
  • ​FREE Comparative Raters!
Can You See Why So Many Agents Just Like You Are
Starting Their Independent Agencies With IPA?
Dan - Former Farmers Agent
Bill - Former Captive Agent
Kevin - Former Country Financial Agent

“First of all I want to tell you how much easier that your agency is. This is very calculated and leaves very little to figure out on your own. After the experience that I have had, the other agency that I worked with set you up for failure - your agency thrives on success. IPA is a breath of fresh air, and awesome to do business with. If I knew what I knew today I would be far more advanced with my business.”

Marsha - Formerly with IPA Competitor

“Anyone who’s been a captive agent for more than 10 years knows it’s not what it used to be. I watched captive agency go from being a great career to an unpleasant drudge-fest. After watching the industry change and seeing my book of business and income dwindle, I finally decided to make the move. The only regret I have about joining Insurance Pro Agencies is that I didn’t do it years earlier.”

Sabina - Former American Family Agent

“I interviewed 5 master agencies when deciding to start my independent insurance agency and was able to speak directly with Terry to get all my questions answered with Insurance Pro Agencies. Their contract offered the most fair program with the most attractive group of companies of any agency group I spoke to. They have been very supportive with quick answers to all our questions. We are quite happy with their program and support.”

Dave - Former State Farm Agent

“I feel that I have a personal relationship with the owner’s of the company that allow me to call and they know who I am along with my agency. I was given an opportunity that allowed me to start a scratch agency without taking out several large loans to get it started.”

Matt - Former Allstate & State Farm Agent
Dave, Adam and Terry O'Reilly
We look forward to speaking with you.
Terry O’Reilly has worked in the insurance industry since 1982 with experience in property & casualty and life insurance sales, captive and independent retail sales operations, district sales management, and running an independent agency network. 
Terry, along with his sons Dave and Adam, have helped hundreds of agents start their own independent insurance agencies and taught agents how to go from being an average producer to becoming a top producer and creating a 6-figure income.
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